Great news is this QQ? Any concept just how much it is likely to soon add up to?

Yes sorry .. QQ .. It’s 1437 plus 8% for 4 years X

Duane Castleman says

Did they feature you such a thing on the response that is final first? They did for me but we almost fell off my seat laughing whenever we read it!!

Yes i do believe about 300 .

It has been therefore helpful We have delivered the 2nd e-mail if I am honest as I just need these defaults off my account they are ruining my chances of buying a house as I had all the loans on my credit file to PDUK and QQ hoping I get a response back anything will be a bonus.

Just received this today. The is the answer the template letter ? Does not add up ? Anybody had this of will give me personally some advice many thanks for the inquiry along with your persistence although we carried out our research. Our company is expected to make sure your credit history is as much as date. Our responsibility to report and improve your loan information to credit guide agencies is placed forth inside our online privacy policy. Please consider, in the event your payment that is contractual agreement perhaps maybe maybe not honoured, this could affect your credit report adversely, including a standard being registered.

Our records indicate loan 1666952 and loan 1772628 contractual dates that are due maybe maybe not honoured. We reached off to you many times to e to a payment that is affordable; but https://onlinecashland.com/payday-loans-al/, all tries to find the right payment arrangement went unanswered. You had been supplied with financing of 400.00 GBP on 02/08/2010. Your loan had been extended an overall total of 4 times. Your final expansion charge re re re payment and final repayment had been never ever gotten in full. Which caused the mortgage to default and later utilized in a party collection agency that is third.

With the defaults were said by this being registered is accurate and can maybe not eliminated.

As this might be our last reaction about your issues into the above referenced account, that you are aware of the ultimate availability of the Financial Ombudsman Service if you are not happy with this oute I need to ensure. You’ve got the straight to refer your plaint to your Financial Ombudsman provider, totally free however you should do therefore within half a year regarding the date for this letter. If you fail to refer your plaint over time, the Ombudsman won’t have our authorization to take into account your plaint therefore will simply have the ability to do this in not a lot of circumstances. For instance, in the event that Ombudsman thinks that the wait ended up being as a total consequence of exemplary circumstances. I’ve supplied you with a web link to your leaflet for the information to help you if you choose to pursue this further plan of action. They may be contacted at

Sara (Financial Obligation Camel) says

By mistake as you have just sent off the plaint, I am wondering if this should actually be addressed to someone else and it has e to you? Do you recognise the mortgage figures / dates they mention?

Hi Sara, Everybody

We haven’t updated in a little while but have always been happy to say i acquired a refund of slightly below 3k from Wonga following the matter decided to go to an Ombudsman (they ignored the adjudicator). The entries have been taken out of my personal credit record but I’m surprised to look at score (which I realize is essentially worthless anyhow but nevertheless) has brought a complete battering. I was thinking having these entries eliminated would do miracles for my credit file??

Additionally recently possessed a judgement from an Ombudsman in respect of Quickquid. Have always been expecting over 3k straight right back they take to pay out from them- any ideas how long? It’s been a now and not a word from them despite my repeated emails to them week. Many Many Many Thanks all. Jo

Sara (Financial Obligation Camel) says

Until you had defaults or are attempting to get a home loan, having paid back loans that are payday does not boost your rating much.

Good to listen to the Ombudsman upholding another QQ plaint.

Hi, exactly like to state that Wonga have actually granted me personally with a 3512 reimbursement and I also have accepted. I would personally likely have been eligible to a lot more than that but i recently desired the nightmare to finish. Not to ever times that are bad 6 months from initial plaint

I’m in the act with QQ. However they appear to be dragging here heels a little.

I will be reviewing how many other panies caused me therefore much difficulty and despair.

Sara (Financial Obligation Camel) says

great – you might be the 2nd individual today to obtain an offer in less than 2 months 🙂

Quickquid took over 8 weeks to obtain back again to me personally making an offer we expected of 150 from reading these articles. They were told by me where you can go and left it utilizing the Ombudsman whom upheld the plaint and awarded me around 1700. QQ took about 10 times to spend whenever I expected them to just take the complete 30 days that are working.

Congrats. QQ did the exact same for me offered me 150 so that it’s gone towards the ombudsman.

This web site is great! After reading most of the ments and success tales on right right right here, we made a plaint to QQ. They took the total 2 months to create an offer of 150. We rejected their offer and contacted the ombudsman – within four weeks We have an offer of 1894.30 . ? Ombudsman stated they couldn’t make sure that all of the loans had been unaffordable however they could see we had bee based upon them ? Simply payment that is awaiting

Sara (Financial Obligation Camel) says

Exceptional – ended up being this from an Adjudicator or made it happen need to head to Ombusdman degree?

Just the adjudicator. I’dn’t supplied any bank statements or payslips like QQ had expected either, just my page of plaint.

I obtained the questionnaire that is standard QQ and p2p today simply over per week after seeking soa. Sent an image of payslip showing my wage slip can’t find bank declaration. Additionally told them i acquired template page from a financial obligation advise web web web page no name mentioned as nothing to do with them. Only have to settle-back and wait now! Also payday express contacted me wanting us to verify current email address ? Simply wonga to reply now others have actually answered roll on sept whenever it will all be sorted could keep updated when I get hopefully info and provides

Almost three weeks hence, we delivered down plaints to QQ and also to Wonga. Today, we delivered another one off to Wage Day Advance – I was thinking the attention on that loan had been reasonable nevertheless when we seemed straight straight back I became repaying 94 30 days for just two years….and the loan that is initial been for 300!